For most of us, our first foray into the world of finance happens through a savings account. True to its name, a savings account helps us save money for a rainy day. However, if you are looking to get more out of your savings account, here are some effective tips for optimizing a savings account: Opt for a High-yield Savings Account Most savings accounts offer very low interest rates. So, if you really wish for your money to grow, you need to exclusively check for high-yield savings accounts. Most online savings accounts from big banks are high-yield savings accounts as they offer very competitive interest rates to make your money grow. Additionally, as these accounts operate only online, they often do not charge you any fees for your services.  Some examples of high-yield online accounts are Marcus by Goldman Sachs with an APY of 1.30%, Synchrony Bank high-yield savings account with an APY of 1.50%, Citizens access online savings account with an APY of 1.50%, and CITC Bank savings builder with an ANY of 1.45%. These are some of the leading high-yield online savings accounts in 2020 as per the industry reports. When looking for a high-yield savings account, do not only look for the big names in the industry.

Many people have etremely dry skin, and while a host of products promise to rehydrate your dry and dull skin, the best solution is to keep it well-nourished with an effective yet mild essential oil. After all, your skin is the mirror to your overall health. To help you out, we have put together a list of some of the best essential oils for treating dry skin: Chamomile: Of all the essential oils, chamomile is easily one of the most nourishing ones. It helps relieve a dry and an itchy scalp and is one of the most-loved essential oils among people with dry skin. If you feel it’s a bit thick and want to rinse it out more quickly, we recommend adding about five to ten drop of water to this oil before using it. You can leave the treatment through the night and rinse it the next morning for best results. Frankincense: Frankincense is known to have a religious connotation, and it’s also one of the best essential oils for treating dry skin. It is known for soothing dry skin and assisting skin cell regeneration, which ensures revitalization of the skin. Rose: Rose oil is known for including a host of minerals, vitamins, and a lot of antioxidants, and it is also a good emollient.

As we age, our skin develops wrinkles and fine lines, especially on the face, sun, hands, and forearms. While most people are affected by fine lines and wrinkles between the age of 40 and 50 years as the skin keeps losing moisture and thickness, premature skin aging is becoming common due to increasing exposure to pollutants and chemicals. If you want to prevent premature aging, follow these tips to prevent fine lines and wrinkles: Use aloe vera Aloe vera is known to have numerous healing properties, so apply it regularly to keep your skin young and glowing. It adds to the collagen and also hydrates the skin well. Massaging your face with aloe vera counts as one of our top tips to prevent fine lines and wrinkles. Opt for superfoods as much as possible You should include skin health superfoods like avocados, artichokes, chia seeds, miso, and oatmeal in your regular diet. These foods boost overall health and also work efficiently to reduce wrinkles. You can also add foods rich in minerals like zinc and selenium to help improve skin health and ensure young and glowing skin.  Massage with olive oil While massaging by itself is a great way to keep fine lines and wrinkles at bay, it is even more effective if you use olive oil.

All of us know that yellow teeth do not reflect well on our overall personality. It shows a lack of oral hygiene and can also affect confidence. So, listed here are a few DIY teeth whitening tips to help you tackle this issue better and ensure a dazzling smile in no time: Start with oil pulling:  Oil pulling is a natural remedy that aims at improving oral hygiene and removing toxins from your body. The practice entails swishing oil around the mouth to get rid of bacteria that can lead to oral health issues. Removal of bacteria is crucial for maintaining oral health as they can lead to plaque buildup and cause the teeth to become yellow. This remedy is popular in Indian culture, and it employs sunflower, sesame, or coconut oil. We recommend you to use coconut oil if you want to ensure pleasant taste and the best health benefits. Brush teeth with baking soda:  Baking soda is one of the most effective DIY teeth whitening tips as it helps remove teeth stains gently. While some people feel that baking soda is quite harsh on the teeth enamel, you can use it once in a while to clear off teeth stains.

Foundation is an essential product in the makeup kit but is also one of the trickiest products among cosmetics. While the right choice can really help you get a flawless look and even out the skin tone, the wrong kind of foundation can end up enhancing fine lines and can even look cakey. Here are some foundation tips for different skin types you should know if you’re a makeup lover: Tips for oily skin Use a quick swipe of witch hazel:  While this is a lesser-known tip, you most definitely can opt for it. Witch hazel is a natural form of salicylic acid that leaves a proper balance of skin oils while setting a good base for the skin. Mattifying primer and concealers are important too:  Start with a mattifying primer and precede the foundation with a concealer to make a proper base for the skin. With this base, you can put the foundation for a natural look. Skip the contour:  Opting for contour is not preferred if you have oily skin as it adds to the heavy layering before applying the foundation. Since oily skin is naturally layered, it’s best to leave out the contouring. Tips for combination skin Use a satin finish liquid:  A satin-finish liquid can help deal with combination skin type.