Because cars are so expensive, you may not have the financial availability to buy one. Even with a loan, buying a car may be difficult as you still need some liquidity to make the down payment. To overcome this limitation, there’s the option of taking a car lease. Advantages Here are four important benefits of a car lease: Lower Monthly Expenses When compared to the monthly installments payable on your auto loan, the lease amount is significantly lower. The lease payments are calculated on the depreciated value of the car over the lease period and not the entire value of the car. Affordable Maintenance The vehicle enjoys warranty for the entire lease period, which means you need only regular maintenance for the car. Additionally, you do not have to worry about any mechanical or other major issues as the warranty will cover such expenses during the entire period. Better Models When you buy a car, you will be limited in your choice due to financial constraints. Most leased vehicles have zero or minimal down payment and no upfront sales tax, which means you may be able to afford a better and more expensive model. Choose a New Car Later Generally, cars are leased for a period between two and four years.

The race among the most fuel-efficient cars is fierce. And, in that race, the one which saves much more than just gasoline would certainly be the winner. Now, that being said the future beholds value for hybrid electric and gas-powered vehicles. Here are some of the greenest cars in the market.     Hyundai Kona EV The Hyundai Kona EV is a perfect combination of efficiency, value, and quality and sells at around $37,190. To begin with, once charged, the Hyundai Kona can travel a distance of 258 miles, which is one of the highest numbers in the market. It delivers an impressive MPGe rating of 120 and to top it all it comes with a 10 year 100,000-mile powertrain warranty. Last but not least, it has a premium cabin, poised handling, and several driver assistance features.  Chevrolet Bolt EV Coming in at number two is Chevrolet Bolt EV. At a price point of $37,495, a 238-mile run and a 119 MPGe is rating is impressive even beating some of the top-notch competitors in its class. Talking of the latest version, it is expected to give a 259-mile range with the same 66 KWH lithium propulsion battery. And, since it is all-electric, you get an electric precision shift and electric drive unit as well and a 240-volt charging capability.   Tesla Model S From a budget viewpoint, Tesla Model S is pricey at around $80,000 but boasts of engaging handling, acceleration, huge seating, and humongous cargo space.

When you are looking for the most popular SUVs for families, there are several factors that you have to consider apart from the budget. Factors include performance, safety, size, interiors, and many others. Considering these factors, here are some of the most popular SUVs for families that are ruling the market. Kia Telluride Kia Telluride’s base model starts at $31,890 and gives you a combined mileage of 23 mpg. Under the hood, you get a 3.8 liter V6 engine which promises both great fuel economy and great acceleration. It is a competitive all-round vehicle. As for seating, it comes with three rows and is capable of accommodating 7-8 people with the utmost ease. Inside you will find a standard Sofino trim. Kia Telluride is also one of the most secure SUV. It offers security features like standard blind-spot collision and auto emergency braking technology. Ford Flex  Ford Flex is a low-slung and large crossover with a base price tag of around $30,575. It packs inside a very powerful turbocharged V6 engine and on the inside, it has an excellent infotainment system that has recently been upgraded to SYCNC3 technology. As for security, the Ford Flex comes with parking sensors, a rear-view camera, and Ford’s very own MyKey system.

If you drive a car, having auto insurance, as it is mandatory by law. But do you really completely understand insurance coverage Here are some must-know car insurance terms to ensure you avail of adequate coverage, and nothing more and nothing less. Additional Insured These may include other family members holding a valid license. At-fault Accident An accident in which your are at fault, the insurance will pay for damage to other people or property up to the defined limit. Bodily Injury Liability This covers third-party treatment costs and liability arising due to death resulting from an at-fault accident. This does not cover your medical expenses. Collision Coverage It will pay for damages caused by a crash or a one-vehicle accident, like banging into a tree. It is often needed if you need to avail a car loan. Comprehensive Coverage This pays for repairs caused due to animal collision damages and other issues such as theft, fire, and falling objects. Declarations Page This page comprises important information, such as the car’s VIN, your address, insured names, included coverage, and liability limits. Deductible It is the pre-defined amount that will be deducted from collision and comprehensive claims. The deductible does not apply to liability claims.

Is your car all set to drive in winters? Driving and maintaining a car is way different than it is in summers. As a prudent driver, you must take necessary steps for safeguarding your car for winter season. Although you might have to face several challenges if you take corrective steps, you and your car will easily be able to tackle the winter season. Clear Your Windows Sounds simple, right? But many of us don’t pay heed to the windows of our car, especially during winters. In winters, simple cleaning through wipers or even through a cloth won’t do much good. Instead, you might have to use ice scrapers, especially on frosty mornings. Also, make sure that your wipers are raised at night so that they don’t get frozen to the windshield. Moreover, with mud, dirt, and salt residue on your windshield, you might be using washers a lot. In that case, it is also advisable to keep the windshield washer reservoir filled with washer solution that comes with an antifreeze agent. Regularly Check Your Battery In the wake of safeguarding your car for winter, you may want to keep a close check on your car’s battery. A malfunctioning battery can get you stranded without any prior intimation.